Fixed Annuities Pros and Cons
Fixed annuities represent a contract between an individual and an insurance company. Annuities provide a contractual way for an individual to guarantee that he or she receives income for life. To...
View ArticleAnnuity Help
Asking for annuity help is certainly not a poor reflection of anyone’s intelligence. In fact, doing so is a strong indication that a person knows enough about what he or she doesn’t know to ask the...
View ArticleIndexed Annuities Pros and Cons
Like fixed annuities, indexed annuities will guarantee that an investor’s account will not fall below his or her initial investment. To learn more about indexed annuities, read our article.
View ArticleNo Surrender Annuities
The amount of the surrender charge differs among life insurance companies and usually decreases over time. To learn more about no surrender annuities, read our guide.
View ArticleAlternatives to CDs
Bank CDs have been garnering more attention these days, not so much for their yields, which are somewhat unspectacular in this low interest rate environment, but more for their value as a safe haven...
View ArticleMonitoring Your Annuity After Purchase
When you purchase an annuity, the process is not tat difficult, but some people forget to keep track of their annuity, and this is even more important with specific types of annuities. To learn more,...
View ArticleWhere to Find Top Fixed Annuities
Although fixed annuities are issued by life insurance companies, they are offered for sale by banks, brokerage firms, independent advisers and through direct sellers as over the internet. To learn...
View ArticleTop Retirement Planning Mistakes
Americans need to start proactively planning and managing their retirement finances, and in doing so, take the lessons learned from generations past and apply them in order to avoid making the top...
View ArticleSingle Life Annuity
Individuals today live substantially longer than did the citizens of Rome so the single life annuity of today represents a significantly larger obligation of the provider as well as a more essential...
View ArticleWhere to Buy Top Variable Annuities
Variable annuities were introduced in the early 1950’s as a way for people to achieve greater rates of return while enjoying the guarantees and tax advantages offered through fixed annuities. To learn...
View ArticleWhy are Annuities Popular
Annuities, especially those that provide guaranteed income, can provide a tremendous safety net. To find out more reasons why annuities are popular, read our article.
View ArticleSelecting an Appropriate Annuity Type
Annuity investors have three choices when choosing annuities that are best suited to their risk tolerance: Fixed, variable and indexed. To learn more about each type, read our article.
View ArticleUnderstanding Annuity Company Ratings
Annuity company ratings are the opinions of the agencies that rate creditworthiness. The four largest credit rating agencies in the United States today are A.M. Best, Fitch, Moody’s Investors Services...
View ArticleGuaranteed Variable Annuities Explained
A variable annuity owner can typically choose among aggressive and conservative funds, foreign and domestic funds and equity and bond funds. To learn more about variable annuities, read our guide.
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